Or, perhaps the prime rate is lower than it was when you financed, and you want to enjoy lower rates.

But after starting using the loan than you might realize the error and you need help.

It will only add more of your contributions especially when you decide to go for a mortgage refinance. Therefore, unless you badly need, it may be ideal to close at least temporarily.

2.Target to lower the refinancing rate mortgage, if you have trouble making your monthly payments.

The current financing rates are subject to change at any time and as mentioned above, without warning.
Families are looking for a break and that break could easily come to refinancing.